13 Fast Money-Saving Fixes
You vowed to take charge of your finances. With these quick and easy 5-, 10-, and 15-minute strategies, you'll stick with the program and boost your bottom line.
5-Minute Money-Saving Moves
- Sign up for CreditKarma.com or Credit.com's Credit Report Card, two free tools that provide a number range for your credit score (instead of an exact figure). It's a good indicator of how much you need to improve to get the best interest rates on credit cards, a car loan or mortgage.
- Create a separate e-mail address—at Gmail.com or another free site—solely for shopping online and receiving e-newsletters and other promotional offers. You'll reduce clutter in your primary in-box—and the temptation to click on every sale-mail.
- See if you're entitled to any of the $32.8 billion in unclaimed funds being held by state governments. You might be owed money from a forgotten checking account or a mislaid security deposit. Go to IRS.gov (for tax refunds) and to MissingMoney.org and Unclaimed.org (for everything else), and type in your name and all the states where you have lived or worked.