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8 Money-Saving Tips from Finance Bloggers

Popular finance blogs are full of smart strategies for paying down debt, negotiating lower prices, and much more. We scoured the sites for their writers' best advice.

By Christina Tynan-Wood

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couple on a picnic date
Edwin Fotheringham
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Shake Up Your Eating-Out Routine
As a big fan of eating out, I took note when Wise Bread ( suggested, "Bring your own wine." Obviously this depends on whether the restaurant allows it, so my husband and I go one better—we pair takeout from a place we like with our own bottle of red or white, and dine somewhere romantic, like in a park or next to the fire pit in our yard. Another trick we use pretty often is to hit to buy gift certificates at a discount. I recently nabbed a $25 gift certificate for $10. We ate and drank in style for the cost of fast food.

Drive a Hard Bargain
At I Will Teach You to Be Rich (, author Ramit Sethi offers no-holds-barred advice about negotiating, offering scripts for talking to everyone from your cable provider to your credit card issuers. I turned to him before I bought my Honda Fit. Even though I already considered myself a worthy adversary for any car dealer, I did learn from this master. As Sethi suggested, I began the process by going online and asking every dealership within 100 miles to e-mail me its best offer. A place an hour away offered me a lower price than one nearby, but not enough to make me want to road-trip. Off I went to my local dealer, just minutes away. Sure enough, he matched the price, which was lower than I would have dared suggest had I been a walk-in customer. The salesman tried to convince me to spend what I'd saved on a pricey maintenance package. I laughed. "It's my money," I said. "I'll keep it."

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