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10 Holiday Tips to Save Time and Money


Christmas shopping

Devise a Black Friday Strategy

If you're braving the crowds, have a plan of attack and you'll get in and out of stores faster and find great buys, advises Packagedealx3, who follows a relative's lead. "After Thanksgiving dinner," she says, "my sister-in-law sifts through a stack of newspapers to find the best deals. When she leaves the house at 5 or 6 a.m. the next day, she has a written plan of what she wants and where to buy it. She even maps out the order of the stores."