Still photography by Peter Ardito
Printed kaftan, Cooper & Ella, cooperandella.com, $88. Embellished hat, Jessica Simpson Collection, jessicasimpson.com, $26. Pom-pom sandals, Rebecca Minkoff, rebeccaminkoff.com, $125. Straw tote, Bujibaja, bujibaja.com, $112. One-piece swimsuit, Kenneth Cole, houseofswim.com, $123. Knit shell, Ann Taylor, anntaylor.com, $90. Crochet dress, Sonoma Goods for Life, kohls.com, $54. Off-the-shoulder blouse, Talbots, talbots.com, $90. Chambray shirt, American Eagle Outfitters, ae.com, $45. Striped shorts, Guess, shop.guess.com, $98.
CENTER Think outside the water—a swimsuit has a second life as a bodysuit when paired with flowy pants and a chambray top. Chambray top, American Eagle Outfitters, $45. Swimsuit, Kenneth Cole, $123. Pants, Target. Necklace, Vince Camuto, $68. Ring, Brook & York, $42. Watch, RumbaTime, $60. Shoes, Lands’ End, $100.
LEFT No time to change? A statement necklace and heels take your cover-up from beach to bar. Cover-up, Cooper & Ella, $88. Earrings, Padgett Hoke Jewelry, $40. Necklace, Rosena Sammi, $40. Ring, Steve Madden, $16. Bag, Bujibaja, $112. Shoes, White House Black Market, $130.
RIGHT Let a versatile shell do double duty: Slip a long-sleeved shirt underneath for a little more coverage on breezy nights. Shell, Ann Taylor, $90. Chambray top, American Eagle Outfitters, $45. Shorts, White House Black Market, $69. Earrings, Lulus, $15. Ring, R.J. Graziano, $45. Shoes, Rebecca Minkoff, $125.
LEFT Keep it straight—stripes in coordinating colors pair well for a casual look. Show off your shoulders without going too bare by layering a high-neck top—or swimsuit—underneath. Shell, Ann Taylor, $90. Shorts, Guess, $98. Earrings, Experimental Jewellery Club, $29. Sunglasses, Smith, $169. Shoes, Splendid, $88.
LEFT Treat your favorite sundress like a tunic by belting it over white jeans. A skinny cropped pant creates a sleek silhouette. Dress, Sonoma Goods for Life, $54. Pants, Gloria Vanderbilt, $48. Earrings, Kendra Scott, $50. Belt, Tommy Bahama, $68. Bag, Bujibaja, $112. Shoes, Steven by Steve Madden, $119.